#open-enrollment

2 articles

FSA Open Enrollment: Expect $1,500 of Bills? Elect $1,251 in the 12% Bracket, $1,662 in the 37%

The right health FSA election depends on your tax rate, not just your expected bills. We ran a $600 to $3,000 spending range through five tax brackets: the best election rises from $1,251 to $1,662, and a $680 carryover adds $680 to each.

Part D 2027: A $0-Deductible Plan Costing $30 More a Month Wins Only if Your Drugs Cost $480 to $8,160 a Year

With 2027's $700 deductible and $2,400 cap, we compared a full-deductible Part D plan with a $0-deductible plan at $30 a month more. Below $40 a month of drugs or above $680, the cheaper premium wins; we also checked when the Prescription Payment Plan helps.